Essentials Chequing Account

Only pay for what you use

For those easy-going folks who only require the basics and only want to pay for what you need.

Low monthly fee of $4.00
5 free monthly outgoing Interac e-Transfers
Free incoming Interac e-Transfers

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Pay as you go. Low monthly fee.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.

Earn interest on higher balances

Earn interest when your balance exceeds $1000.

Purchase protection

Every debit card purchase has 90-day theft/loss/damage protection.

Your simple account

Only pay for what you need with one low monthly fee

Free outgoing Interac e-Transfers

Five free outgoing e-Transfers to take care of life's little transactions.

Mobile cheque deposits

Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

What's included?

5 free monthly outgoing Interac e-Transfers
Telephone, ATM and online transactions

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Service fees

Monthly fee	$4.00
Printed and mailed statements	$2.00
E-Statement	FREE
Cheque clearing or pre-authorized debit	$0.80*
In-branch/Call Centre bill payment	$1.00*
Telephone or online transfer/bill payment	FREE
POS (direct payment) transaction	$0.80*
ATM withdrawal at BVCU or Exchange	FREE
ATM withdrawal at Canadian CU	FREE
Interac ATM withdrawal	$1.25
US ATM withdrawal	$3.00
International ATM withdrawal	$5.00
Interac e-Transfer (incoming)	FREE
Interac e-Transfer (outgoing) First 5 free	$0.80*

Other fees

*Eligible for free specified transactions

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

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