Limitless Chequing Account

No limits banking

Bank as much as you need, without worrying about fees. Masterplan Chequing is perfect if you prefer to bank without a limit on your transactions.

All-in monthly fee of $16.50

Unlimited transactions

Free Interac e-Transfers

Unlimited transactions. One low fee.

Low maintenance

With one fixed monthly fee, you’re free to bank as much as you need to.

Unlimited free Interac e-Transfers

Whether it’s chipping in on pizza or buying a used bike, everything’s easier.

Mobile cheque deposits

Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.

Unlimited free debit purchases

Do your shopping and support your favourite local stores without extra fees.

Purchase protection

Every debit card purchase has 90-day theft/loss/damage protection.

Whats included?

In-branch bill payments
In-branch transfers

Cheque processing
Direct deposits

Interac e-Transfers
Debit purchases

Make an appointment

Service fees

Monthly fee	$16.50
Cheque processing or pre-authorized debit	FREE
In-branch/Call Centre withdrawal or transfer	FREE
In-branch/Call Centre bill payment	FREE
Telephone or online transaction	FREE
Point-of-sale (POS) transaction	FREE
ATM withdrawal at BVCU or Canadian CU	FREE
Interac e-Transfer (outgoing)	FREE
Interac e-Transfer (incoming)	FREE
Non-credit union ATM withdrawal (Interac)	$1.25
US ATM withdrawal	$3.00
International ATM withdrawal	$5.00
Printed mailed statement	$2.00
Direct deposits	FREE
Pre-authorized payments	FREE
E-Statement	FREE

Other fees

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch Make an appointment