Skip to main content

Account & Service Fees

    Know what you’ll pay

    We like to make life easier for you by offering a variety of ways to bank. Here are our account fees and service charges.

    Early account closing:

    Account closed within 6 months of opening $25.00

    Balance of account processing:

    to C.U. Free
    to Bank $20.00
    Bank confirmation $25.00
    Charge back $7.00

    Cheque processing and in-house printing:

    US$ cheque on CDN Account $10.00
    Print cheque image (less than 6 months) $2.00
    Cheque printing: in-house personal (24/52/100) $10.00/15.00/20.00*
    Cheque printing: in-house business (50/100/200) $20.00/40.00/75.00*

    Collection items:

    Incoming $25.00
    Outgoing $25.00
    Foreign $25.00
    Garnishee $35.00
    Coverdraft $3.50 per transfer

    Electronic Funds Transfer to:

    Other B.C. Credit Union $15.00
    Canadian Credit Union $15.00
    Canadian F.I. $25.00
    International $45.00
    Incoming CAD cost
    Incoming USD cost

    Official cheque (Draft):

    Canadian Dollar $7.50
    Foreign Dollar cost

    Night depository:

    Disposable bags, each $0.15*
    Replacement key $10.00*

    Safety Deposit Boxes (annual)

    Small $35.00*
    Medium $45.00*
    Large $65.00*
    Extra Large $90.00*
    Drilled (loss of both keys) cost*
    Key (loss of one key) cost*

    Miscellaneous

    Bill payment reversal request$10.00
    Inactive/dormant member fee-annual$60.00
    e-Transfer trace request$10.00
    e-Transfer reversal request$10.00
    Trace request$12.00
    Un-encoded item$10.00
    Statement: In-Branch (per statement)$2.50
    Statement: Hold Service (per month)$5.00
    Stop payment (partial details $17.50)$12.50
    Unauthorized overdraft, per item$5.00
    Returned Mail Processing$5.00
    Registered Plan transfer out$50.00
    Safekeeping agreementGreater of 1% or $50.00
    NSF item$40.00
    Post-dated transaction$3.00
    Record search$35.00/hr.
    min. $20.00
    Reference Letter or Credit Check$25.00
    Rejected clearing item$6.00

    Personal Lending Service Fees

     

    Mortgages

    Appraisal cost
    Inspection cost
    State of Title Search $25.00
    Mortgage consruction application $500.00
    Mortgage construction inspection- first 3 draws $250.00
    Mortgage construction inspection - subsequent draws $150.00
    Mortgage discharge $75.00
    Mortgage readvance (Credit Master) $150.00
    Mortgage renewal $75.00

    Personal Loans

    PPSA registration and renewal $100.00
    PPSA search $20.00

    Other Loan Fees

    Alteration-Payment/Extension $25.00
    Substitution of Security $50.00
    Late payment fee $25.00

    Monitoring Fees

    Onboarding fee (one time) $500.00
    Monthly monitoring fee $600.00
    Annual review fee (monitored account) $250.00
    Late receipt of annual information package (per month) $250.00

    *Plus applicable taxes

    Looking for a chequing or savings account?

    Chequing accounts

    Accounts for everyone

    Discover chequing accounts that do just what you need. Or that do it all.

    View chequing accounts


    Photo credit: Ingrid Farnell
    Saving accounts

    Hit your savings goals

    Tuck money away for whenever you need it, or save for the long-term.

    View savings accounts

    Reach us wherever you are

    Let your fingers do the walking or come in to see us. 

    Meet with an advisor

    Book the day and time that suits you.

    Book a time, opens in a new tab
    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

    Find a branch
    Send us an email

    Email a specific branch or department.

    Email us
    Give us a call

    8am-6pm, M-F,
    9am-5pm, Sat.

    1-877-847-2828
    About Us
    Get in Touch
     
    Log in
    Smithers Branch
    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

     4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

     2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

     117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

     1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

     3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

     3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

     2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

     3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre
    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

    Copyright © Bulkley Valley Credit Union, 2022