Electronic Chequing Account
Earn interest on higher balances
Earn interest on balances that exceed $2,500. The more you save the more you earn.
- Low monthly fee of $10.00
- Unlimited e-transfers
- Unlimited free debit purchases
Grow your money with higher balances
Free Interac e-Transfers
Enjoy free incoming e-transfers and five free outgoing to tranfer money easily.
Earn more interest
Earn extra interest when you carry balances over $2,500.
Mobile cheque deposits
Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.
Save on fees
Specified transaction fees waived with a minimum monthly balance of $2,500.
Easy access to your money
Make free withdrawals at 3,600+ credit union ATMs across Canada.
Purchase protection
Every debit card purchase has 90-day theft/loss/damage protection.
What’s included?
- Unlimited e-transfers
- Tiered interest rewards bigger balances
- Unlimited debit transactions
- Telephone, ATM and online transactions
Service fees
| Monthly fee | $10.00 |
| Printed and Mailed Statements | $2.00 |
| E-Statement | FREE |
| Cheque clearing | $1.00 |
| Pre-authorized debit | FREE |
| In-branch/Call Centre withdrawal or transfer | $1.00 |
| In-branch/Call Centre bill payment | $1.00* |
| Telephone or online transfer/bill payment | FREE |
| POS (direct payment) transaction | FREE |
| ATM withdrawal at BVCU or Exchange | FREE |
| ATM withdrawal at Canadian CU | FREE |
| Interac ATM withdrawal | $1.25 |
| US ATM withdrawal | $3.00 |
| International ATM withdrawal | $5.00 |
| Interac e-transfer (incoming) | FREE |
| Interac e-transfer (outgoing) | FREE |
*Eligible for free specified transactions
Opening an account is easy
Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.
Looking for a different chequing account?
Limitless Chequing
Do it all-in branch, online and for one monthly fee. No limits for one monthly fee.
Essentials Chequing
Pay as you go with a simple account. Only pay for what you need when doing your everyday banking.
Ways to bank
On the couch. On the go. On the job. We’re here for you, wherever you are.
Local, member-owned banking means friendly advice from staff dedicated to your financial needs.
Reach us wherever you are
Meet an advisor
Book the day and time that suits you.
Visit a branch
We’re open between 9:30am & 4:30pm, M-F.
Email us
Email a specific branch or department.
Call us
8am-6pm, M-F,
9am-5pm, Sat.