Essentials Chequing Account
Only pay for what you use
For those easy-going folks who only require the basics and only want to pay for what you need.
- Low monthly fee of $4.00
- 5 free monthly outgoing Interac e-Transfers
- Free incoming Interac e-Transfers
Pay as you go. Low monthly fee.
Easy access to your money
Make free withdrawals at 3,600+ credit union ATMs across Canada.
Earn interest on higher balances
Earn interest when your balance exceeds $1000.
Purchase protection
Every debit card purchase has 90-day theft/loss/damage protection.
Your simple account
Only pay for what you need with one low monthly fee
Free outgoing Interac e-Transfers
Five free outgoing e-Transfers to take care of life’s little transactions.
Mobile cheque deposits
Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.
What’s included?
- 5 free monthly outgoing Interac e-Transfers
- Telephone, ATM and online transactions
Service fees
| Monthly fee | $4.00 |
| Printed and mailed statements | $2.00 |
| E-Statement | FREE |
| Cheque clearing or pre-authorized debit | $0.80* |
| In-branch/Call Centre bill payment | $1.00* |
| Telephone or online transfer/bill payment | FREE |
| POS (direct payment) transaction | $0.80* |
| ATM withdrawal at BVCU or Exchange | FREE |
| ATM withdrawal at Canadian CU | FREE |
| Interac ATM withdrawal | $1.25 |
| US ATM withdrawal | $3.00 |
| International ATM withdrawal | $5.00 |
| Interac e-Transfer (incoming) | FREE |
| Interac e-Transfer (outgoing) First 5 free | $0.80* |
*Eligible for free specified transactions
Opening an account is easy
Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.
Looking for a different chequing account?
Electronic Chequing
Big savings for higher balances of over $2,500. The more you save, the more interest you earn.
Limitless Chequing
Do it all-in branch, online and for one monthly fee. No limits for one monthly fee.
Ways to bank
On the couch. On the go. On the job. We’re here for you, wherever you are.
Local, member-owned banking means friendly advice from staff dedicated to your financial needs.
Reach us wherever you are
Meet an advisor
Book the day and time that suits you.
Visit a branch
We’re open between 9:30am & 4:30pm, M-F.
Email us
Email a specific branch or department.
Call us
8am-6pm, M-F,
9am-5pm, Sat.