Essentials Business Chequing Account
No-fuss business banking
Everything you want to do your everyday banking. Only pay for what you use.
- Low monthly fee of $8.00
- Earn interest on higher balances
- Outgoing Interac e-Transfers up to $10,000 a day
Low cost business banking
Keep it simple
Enjoy the freedom of only paying for what you use while still having all the benefits you expect.
Send and receive Interac e-Transfers
Send up to $10,000 to anyone and accept funds from clients in the time it takes to pour a coffee.
Mobile cheque deposits
Skip the branch or ATM when you are short on time and deposit cheques anywhere with our mobile app.
Easy access to your money
Make free withdrawals at 3,600+ credit union ATMs across Canada.
Earn interest on higher balances
Make extra money when you have over $1,000 closing daily balance. Interest is paid quarterly.
Purchase protection
Every debit card purchase has 90-day theft/loss/damage protection.
Whats included?
- 5 free outgoing Interac e-Transfers up to $10,000 each
- Unlimited incoming Interac e-Transfers
Service fees
| Monthly fee | $8.00 |
| Printed and Mailed Statements | $2.00 |
| E-Statements | FREE |
| Cheque clearing and pre-authorized debit | $1.00 |
| In-branch/Call Centre withdrawal or transfer | $1.00 |
| In-branch/Call Centre bill payment | $1.00 |
| Telephone or online transaction/transfer | $1.00 |
| POS (direct payment) transaction | $1.00 |
| ATM withdrawal at BVCU or Exchange | FREE |
| ATM withdrawal at Canadian CU Non-Exchange | FREE |
| Interac ATM withdrawal | $2.00 |
| US ATM withdrawal | $3.00 |
| International ATM withdrawal | $5.00 |
| Interac e-transfer (outgoing) First 5 free | $1.00 |
| Interac e-transfer (incoming) | FREE |
Opening an account is easy
Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.
Payment solutions for businesses
Make managing your business easier with payment solutions that work for you and your customers.
- Easy-to-use, convenient payment options for you and your customers
- Accept POS and online debit and credit payments
- Easily transfer money between accounts and institutions
Ways to bank
On the couch. On the go. On the job. We’re here for you, wherever you are.
Local, member-owned banking means friendly advice from staff dedicated to your financial needs.
Reach us wherever you are
Meet an advisor
Book the day and time that suits you.
Visit a branch
We’re open between 9:30am & 4:30pm, M-F.
Email us
Email a specific branch or department.
Call us
8am-6pm, M-F,
9am-5pm, Sat.