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Essentials Business Chequing Account

    No-fuss business banking

    Everything you want to do your everyday banking. Only pay for what you use.

    • Low monthly fee of $8.00
    • Earn interest on higher balances
    • Outgoing Interac e-Transfers up to $10,000 a day

    Make an appointment

    Low cost business banking

    Keep it simple

    Enjoy the freedom of only paying for what you use while still having all the benefits you expect.

    Send and receive Interac e-Transfers

    Send up to $10,000 to anyone and accept funds from clients in the time it takes to pour a coffee.

    Mobile cheque deposits

    Skip the branch or ATM when you are short on time and deposit cheques anywhere with our mobile app.

    Easy access to your money

    Make free withdrawals at 3,600+ credit union ATMs across Canada.

    Earn interest on higher balances

    Make extra money when you have over $1,000 closing daily balance. Interest is paid quarterly.

    Purchase protection

    Every debit card purchase has 90-day theft/loss/damage protection.

    Whats included?

     

    • 5 free outgoing Interac e-Transfers up to $10,000 each
    • Unlimited incoming Interac e-Transfers

    Open an account Make an appointment

    Service fees

    Monthly fee $8.00
    Printed and Mailed Statements $2.00
    E-Statements FREE
    Cheque clearing and pre-authorized debit $1.00
    In-branch/Call Centre withdrawal or transfer $1.00
    In-branch/Call Centre bill payment $1.00
    Telephone or online transaction/transfer $1.00
    POS (direct payment) transaction $1.00
    ATM withdrawal at BVCU or Exchange FREE
    ATM withdrawal at Canadian CU Non-Exchange FREE
    Interac ATM withdrawal $2.00
    US ATM withdrawal $3.00
    International ATM withdrawal $5.00
    Interac e-transfer (outgoing) First 5 free $1.00
    Interac e-transfer (incoming) FREE

    Other fees

    Opening an account is easy

    Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

    Find a branch Make an appointment

    Payment solutions for businesses

    Make managing your business easier with payment solutions that work for you and your customers.

    • Easy-to-use, convenient payment options for you and your customers
    • Accept POS and online debit and credit payments
    • Easily transfer money between accounts and institutions
    Discover payment solutions

    Ways to bank

    On the couch. On the go. On the job. We’re here for you, wherever you are.

    Online banking, opens in a new tab
    Secure mobile app, opens in a new tab
    Four local branches
    Ding-free ATMs
    Call Centre
    See your options
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    Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

    Why join? Make an appointment

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    Reach us wherever you are

    Let your fingers do the walking or come in to see us. 

    Meet with an advisor

    Book the day and time that suits you.

    Book a time, opens in a new tab
    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

    Find a branch
    Send us an email

    Email a specific branch or department.

    Email us
    Call Centre is ready 

    8am-6pm, M-F,
    9am-5pm, Sat.

    1-877-847-2828
    About Us
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    Smithers Branch
    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

     4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

     2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

     117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

     1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

     3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

     3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

     2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

     3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre
    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

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