What to expect as a member
Our goal is always to keep fees low, keep customer service at the forefront, and make everyday banking a breeze.
Here are some of the awesome changes coming your way.
- Better names for your everyday accounts
- Restructured account fees for your benefit
- Streamlined services for smooth transactions
Account Changes
Here’s your detailed breakdown
The Maximizer is now the Electronic Chequing Account
| Electronic Chequing Account | Then | As of March 1, 2025 |
| Monthly fee | $6.50 | $10.00 |
| Printed and Mailed Statements | $2.00 | $2.00 |
| E-Statements | FREE | FREE |
| Cheque clearing or pre-authorized debit | $0.85 | Cheque clearing $1.00 Pre-authorized debit FREE |
| In-branch/Call Centre withdrawal or transfer | $0.85 | $1.00 |
| In-branch/Call Centre bill payment | $1.00 | $1.00 |
| Telephone or online transfer | FREE | FREE |
| Telephone or online bill payment | FREE | FREE |
| POS (direct payment) transaction | FREE | FREE |
| ATM withdrawal at BVCU or Exchange | $0.85 | FREE |
| ATM withdrawal at Canadian CU Non-Exchange | $1.00 | FREE |
| INTERAC ATM withdrawal (Non CU or Non Exchange) | $1.25 | $1.25 |
| US ATM withdrawal | $3.00 | $3.00 |
| International ATM withdrawal | $5.00 | $5.00 |
| INTERAC e-transfer (incoming) | FREE | FREE |
| INTERAC e-transfer (outgoing) 1st 5 Free | $0.85 | FREE |
The Community Maximizer is now the Community Chequing Account
As of March 1, 2025 your first 40 transactions will be free. Afterward your structure is as follows
| Community Chequing Account | Then | As of March 1, 2025 |
| Monthly fee | FREE | FREE |
| Printed and Mailed Statements | FREE | $2.00 |
| E-Statements | FREE | FREE |
| Cheque clearing or pre-authorized debit | Free | $1.00 |
| In-branch/Call Centre withdrawal or transfer | $0.85 | $1.00 |
| In-branch/Call Centre bill payment | FREE | $1.00 |
| Telephone or online transfer | FREE | $1.00 |
| Telephone or online bill payment | FREE | $1.00 |
| POS (direct payment) transaction | NA | NA |
| ATM Transactions | NA | NA |
| INTERAC e-transfer (incoming) | FREE | FREE |
| INTERAC e-transfer (outgoing) 1st 5 Free | $0.85 | FREE |
The Basic Business Chequing Account
| Basic Chequing Account | Then | As of March 1, 2025 |
| Monthly fee | $8.00 | $8.00 |
| Printed and Mailed Statements | $2.00 | $2.00 |
| E-Statements | FREE | FREE |
| Cheque clearing or pre-authorized debit | $0.90 | $1.00 |
| In-branch/Call Centre withdrawal or transfer | $0.90 | $1.00 |
| In-branch/Call Centre bill payment | $1.25 | $1.00 |
| Telephone or online transfer | $0.85 | $1.00 |
| Telephone or online bill payment | $0.85 | $1.00 |
| POS (direct payment) transaction | $0.85 | $1.00 |
| ATM withdrawal at BVCU or Exchange | $0.85 | FREE |
| ATM withdrawal at Canadian CU Non-Exchange | $1.25 | FREE |
| Interac ATM withdrawal | $2.00 | $2.00 |
| US ATM withdrawal | $3.00 | $3.00 |
| International ATM withdrawal | $5.00 | $5.00 |
| INTERAC e-transfer (incoming) | FREE | FREE |
| INTERAC e-transfer (outgoing) 1st 5 Free | $0.85 | $1.00 |
The Business Maximizer Chequing Account
Combination chequing/savings, tiered interest earned on daily closing balance when it exceeds $5,000; paid monthly. Monthly fee waived when minimum balance of $5,000 is maintained throughout the month.
| Basic Chequing Account | Then | As of March 1, 2025 |
| Monthly fee | $9.00 | $15.00 |
| Printed and Mailed Statements | $2.00 | $2.00 |
| E-Statements | FREE | FREE |
| Cheque clearing or pre-authorized debit | $0.95 | Cheque clearing $1.00 Pre-authorized debit FREE |
| In-branch/Call Centre withdrawal or transfer | $0.95 | $1.00 |
| In-branch/Call Centre bill payment | $1.25 | $1.00 |
| Telephone or online transfer | $0.95 | FREE |
| Telephone or online bill payment | $0.95 | FREE |
| POS (direct payment) transaction | $0.85 | FREE |
| ATM withdrawal at BVCU or Exchange | $0.95 | FREE |
| ATM withdrawal at Canadian CU Non-Exchange | $1.25 | FREE |
| Interac ATM withdrawal | $2.00 | $2.00 |
| US ATM withdrawal | $3.00 | $3.00 |
| International ATM withdrawal | $5.00 | $5.00 |
| INTERAC e-transfer (incoming) | FREE | FREE |
| INTERAC e-transfer (outgoing) 1st 5 Free | $0.85 | FREE |
Other Changes to Expect
Account name changes
- Basic Chequing Account is now named Essentials Chequing Account
- Maximizer Chequing Account is now named Electronic Chequing Account
- Masterplan Chequing Account is now named Limitless Chequing Account
- Plan 24 Savings Account is now named Smart Savings Account
- Basic Business Chequing Account is now named Essentials Business Chequing Account
- Business Maximizer Chequing Account is now named Electronic Business Chequing Account
- Community Maximizer Chequing Account is now named Community Chequing Account
In-House Cheque Printing
- Personal Cheque printing can be printed in branch for $15.00 to a maximum of one book of 24
- Quantities greater than 24 are ordered through Davis & Henderson and billed directly to the account
- Business Cheque Printing can be printed in branch for $20.00 to a maximum of one book of 24
- Quantities greater than 24 are ordered through Davis & Henderson and billed directly to the account
