Mortgages
Making Dreams Come True
Flexible mortgage options that adapt to your needs
Let local decision-making and expert advice take the stress out of life’s biggest purchase.
- Local market knowledge
- Mobile mortgage specialist
- Full range of term lengths
- Fixed or variable interest rates
- Open or closed mortgage options
- Flexible repayment options
Get to know all your mortgage options
Whether you’re getting ready to buy your first home or want to refinance or renew a mortgage, you’ve come to the right place.
Buying your first home
Guide to buying a home
Trust our experts to help you get the right mortgage that fits your needs and budget.
Renewing & refinancing
Renewing and refinancing your mortgage
Pay down your mortgage faster or free up funds for renovations. You have options.
Custom mortgages to fit you
Local decision making, paired with competitive rates, means tailored mortgages designed to fit your needs by our in house experts.
- Choose between fixed or variable interest rates—or do both
- Flexible weekly, bi-weekly and monthly repayments
- Choose from open or closed mortgage options
- Get a mortgage for a home you are building or your dream cabin
- Protect against the unexpected with mortgage payments protection
Photo credit: Marty Clemens
Mortgage Rates
Interest rates for popular mortgages
5 year special**
3.99%5 year variable (Prime – .05%)
4.90%
** Any Special Offers are promotional rates and are not the posted rates of Bulkley Valley Credit Union. Specials Offers may be changed, withdrawn or extended at any time, without notice.
Need lending advice?
Looking for a mortgage but don’t have time to come to a branch? Let us come to you.
Our very own Tina Poohachoff is keen to travel to you. This can be to your home, office, or even over coffee. Tina is there to help a member from the Lakes District to the Hazeltons’.
Give her a call to book a time today!
Looking for a different mortgage?
Your home is as unique as you. Find the mortgage that suits your needs with our many options and expert advice
- High-ratio (up to 95%)
- Equity take-out
- Recreational
- Bridge financing and undeveloped property
Building your dream home?
Build and buy in one mortgage. Get approved for the cost of your build or appraised value. Hand in invoices as your new home takes shape.
- Up to one year for completion
- Interest-only payments during construction
- Do it all in one mortgage document
Getting started is easy
Our advisors can guide you through all your options. A mobile mortgage manager can even meet you at your home to go through the details.
Reach us wherever you are
Meet an advisor
Book the day and time that suits you.
Visit a branch
We’re open between 9:30am & 4:30pm, M-F.
Email us
Email a specific branch or department.
Call us
8am-6pm, M-F,
9am-5pm, Sat.