Youth/Student Savings Account
Start young and save more
It’s never too early to start developing good savings habits. Our Youth/Student Savings account is a starter account for young savers aged under 25.
- Unlimited incoming Interac e-Transfers
- No monthly fee
- Earn daily interest
Savings that grow with you
No worries banking
No unexpected fees or limits on what you can do.
Move your money for free
Unlimited free incoming and 5 free outgoing Interac e-Transfers.
Easy access to your money
Make free withdrawals at 3,600+ credit union ATMs across Canada.
Grow your money
Earn interest on your daily balance and watch your money grow.
What’s included?
- In-branch bill payments
- In-branch transfers
- Cheque processing
- Direct deposits
- Interac e-Transfers
- Debit purchases
Service fees
| Pre-authorized debit | FREE |
| In-branch withdrawal or transfer | FREE |
| In-branch bill payment | FREE |
| Telephone or online transaction | FREE |
| Debit purchase | FREE |
| ATM withdrawal at BVCU or Canadian CU | FREE |
| Interac e-Transfer (outgoing) | $0.80 (First 5 FREE) |
| Interac e-Transfer (incoming) | FREE |
| Interac ATM withdrawal | $1.25 |
| US ATM withdrawal | $3.00 |
| International ATM withdrawal | $5.00 |
*Eligible for free specified transactions
Opening an account is easy
Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.
Help the young ‘uns learn all about money
Fun with finance
For under 12s
The Kirby Kangaroo Club helps young members develop good savings habits in a fun, interactive way.
Learning good habits
For teens
Claim Your Youth helps teach teenagers good financial habits for life—from budgeting to investing.
Ways to bank
On the couch. On the go. On the job. We’re here for you, wherever you are.
Local, member-owned banking means friendly advice from staff dedicated to your financial needs.
Photo credit: Liza Hooker
Reach us wherever you are
Meet an advisor
Book the day and time that suits you.
Visit a branch
We’re open between 9:30am & 4:30pm, M-F.
Email us
Email a specific branch or department.
Call us
8am-6pm, M-F,
9am-5pm, Sat.