Smart Savings Account

Lower fees. Easier access to your money.

A savings account that lets you earn interest, while still enjoying easy access to your money with 10 free transactions of your choice a month.

Earn interest daily, paid monthly
Free incoming Interac e-Transfers
10 free specified monthly transactions

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No worries savings

Lower service fees

Earn daily interest and only pay for what you use.

Unlimited free incoming e-Transfers

It’s easy to top up your savings with free e-Transfers.

Access your money anytime

Unlimited free online, telephone and in-branch transfers.

Grow your money

Earn interest on your daily balance and watch your money grow.

What’s included?

In-branch withdrawal or transfer
In-branch transfers
Phone transfers
Online transfers
Phone & online bill payments
Incoming Interac e-Transfers

Service fees

Pre-authorized debit	$0.80*
In-branch withdrawal or transfer	FREE
In-branch bill payment	$0.80*
Telephone or online transfer	FREE
Telephone or online bill payment	FREE
POS (direct payment) transaction	$0.80*
ATM withdrawal at BVCU or Exchange	$0.80*
ATM withdrawal at Canadian CU Non-Exchange	$0.80*
Interac ATM withdrawal	$1.25
US ATM withdrawal	$3.00
International ATM withdrawal	$5.00
Interac e-transfer (outgoing)	$0.80*
Interac e-transfer (incoming)	FREE

Other fees

*Eligible for free specified transactions

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch

Make an appointment