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Service Charge Changes for 2025

    What to expect as a member

    Our goal is always to keep fees low, keep customer service at the forefront, and make everyday banking a breeze.
    Here are some of the awesome changes coming your way.

    • Better names for your everyday accounts
    • Restructured account fees for your benefit
    • Streamlined services for smooth transactions

    Account Changes

    Here's your detailed breakdown

    The Maximizer is now the Electronic Chequing Account

    Electronic Chequing Account Then As of March 1, 2025
    Monthly fee $6.50 $10.00
    Printed and Mailed Statements $2.00 $2.00
    E-Statements FREE FREE
    Cheque clearing or pre-authorized debit $0.85 Cheque clearing $1.00
    Pre-authorized debit FREE
    In-branch/Call Centre withdrawal or transfer $0.85 $1.00
    In-branch/Call Centre bill payment $1.00 $1.00
    Telephone or online transfer FREE FREE
    Telephone or online bill payment FREE FREE
    POS (direct payment) transaction FREE FREE
    ATM withdrawal at BVCU or Exchange $0.85 FREE
    ATM withdrawal at Canadian CU Non-Exchange $1.00 FREE
    INTERAC ATM withdrawal (Non CU or Non Exchange) $1.25 $1.25
    US ATM withdrawal $3.00 $3.00
    International ATM withdrawal $5.00 $5.00
    INTERAC e-transfer (incoming) FREE FREE
    INTERAC e-transfer (outgoing) 1st 5 Free $0.85 FREE

    The Community Maximizer is now the Community Chequing Account

    As of March 1, 2025 your first 40 transactions will be free. Afterward your structure is as follows

    Community Chequing Account Then As of March 1, 2025
    Monthly fee FREE FREE
    Printed and Mailed Statements FREE $2.00
    E-Statements FREE FREE
    Cheque clearing or pre-authorized debit Free $1.00
    In-branch/Call Centre withdrawal or transfer $0.85 $1.00
    In-branch/Call Centre bill payment FREE $1.00
    Telephone or online transfer FREE $1.00
    Telephone or online bill payment FREE $1.00
    POS (direct payment) transaction NA NA
    ATM Transactions NA NA
    INTERAC e-transfer (incoming) FREE FREE
    INTERAC e-transfer (outgoing) 1st 5 Free $0.85 FREE

    The Basic Business Chequing Account


    Basic Chequing Account Then As of March 1, 2025
    Monthly fee $8.00 $8.00
    Printed and Mailed Statements $2.00 $2.00
    E-Statements FREE FREE
    Cheque clearing or pre-authorized debit $0.90 $1.00
    In-branch/Call Centre withdrawal or transfer $0.90 $1.00
    In-branch/Call Centre bill payment $1.25 $1.00
    Telephone or online transfer $0.85 $1.00
    Telephone or online bill payment $0.85 $1.00
    POS (direct payment) transaction $0.85 $1.00
    ATM withdrawal at BVCU or Exchange $0.85 FREE
    ATM withdrawal at Canadian CU Non-Exchange $1.25 FREE
    Interac ATM withdrawal $2.00 $2.00
    US ATM withdrawal $3.00 $3.00
    International ATM withdrawal $5.00 $5.00
    INTERAC e-transfer (incoming) FREE FREE
    INTERAC e-transfer (outgoing) 1st 5 Free $0.85 $1.00

    The Business Maximizer Chequing Account
    Combination chequing/savings, tiered interest earned on daily closing balance when it exceeds $5,000; paid monthly. Monthly fee waived when minimum balance of $5,000 is maintained throughout the month.


    Basic Chequing Account Then As of March 1, 2025
    Monthly fee $9.00 $15.00
    Printed and Mailed Statements $2.00 $2.00
    E-Statements FREE FREE
    Cheque clearing or pre-authorized debit $0.95  Cheque clearing $1.00 Pre-authorized debit FREE
    In-branch/Call Centre withdrawal or transfer $0.95 $1.00
    In-branch/Call Centre bill payment $1.25 $1.00
    Telephone or online transfer $0.95 FREE
    Telephone or online bill payment $0.95 FREE
    POS (direct payment) transaction $0.85 FREE
    ATM withdrawal at BVCU or Exchange $0.95 FREE
    ATM withdrawal at Canadian CU Non-Exchange $1.25 FREE
    Interac ATM withdrawal $2.00 $2.00
    US ATM withdrawal $3.00 $3.00
    International ATM withdrawal $5.00 $5.00
    INTERAC e-transfer (incoming) FREE FREE
    INTERAC e-transfer (outgoing) 1st 5 Free $0.85 FREE

    Other Changes to Expect

    Basic Chequing Account is now named Essentials Chequing Account

    Maximizer Chequing Account is now named Electronic Chequing Account

    Masterplan Chequing Account is now named Limitless Chequing Account

    Plan 24 Savings Account is now named Smart Savings Account

    Basic Business Chequing Account is now named Essentials Business Chequing Account

    Business Maximizer Chequing Account is now named Electronic Business Chequing Account

    Community Maximizer Chequing Account is now named Community Chequing Account

    In-House Cheque Printing

    Personal Cheque printing can be printed in branch for $15.00 to a maximum of one book of 24.
    Quantities greater than 24 are ordered through Davis & Henderson and billed directly to the account.

    Business Cheque Printing can be printed in branch for $20.00 to a maximum of one book of 24.
    Quantities greater than 24 are ordered through Davis & Henderson and billed directly to the account.

    About Us
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    Smithers Branch
    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

     4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

     2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

     117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

     1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

     3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

     3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

     2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

     3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre
    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

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